Mega Backdoor Roth Contribution Limit 2024 Over 55. With a 401 (k), the employee can add up to $23,000 (under age 50) and $30,500 (over age 50) into their 401 (k) account either on a traditional or roth basis for 2024. On top of that, the employer can add a.
The resulting maximum mega backdoor roth ira contribution for 2024 is $46,000, up from $43,500 in 2023 if your employer makes no 401(k) contributions on your behalf. The most you can contribute to your iras is $7,000 ($8,000 if you’re 50 or older) for the 2024 tax year.